Income
Expenses
Other bills
Results
Step 1 of 4
Your income & utility bill
Let's start with the basics — what comes in and what's due.
$
After taxes — what actually hits your account each month
Please enter your monthly income to continue.
$
Electric, gas, water — enter the total amount due on your bill
Please enter your utility bill amount.
Step 2 of 4
Your core monthly expenses
These are the essentials we need to account for before figuring out what you can safely put toward utilities.
Step 3 of 4
Any other bills or expenses?
Add anything else — phone, internet, childcare, subscriptions, medical. Skip if none.
Your results
Here's your breakdown
Budget breakdown
Installment options for your utility bill
These options split your safe payment amount across multiple payments. BillMonkey will arrange the plan that works best for your billing cycle.