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All your utility bills,
in one place.

BillMonkey makes it simple to see all your utility bills in one place and make payments without the confusion.

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Free
Calculator, always
One place
All your bills
No login
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Serving underserved communities across the U.S.  ·  Built by UniPay Inc.  ·  Your bills in one place, payments made simple

What we do
Platform
Utility Bill Management
We help with
Bills in one place and payments
Status
Beta Launching Soon

Built for real people, designed for real life.

UniPay Inc. is the creator of BillMonkey™, a utility bill management platform that brings all your utility bills into one place and lets you make payments simply and directly.

We believe paying for life's essentials should be straightforward. No confusion, no running between different websites, no wondering what you owe. BillMonkey puts it all in one place so you can see your bills clearly and pay them with confidence.

Know exactly what you can safely pay this month.

Enter your income and expenses. BillMonkey tells you the safest amount to put toward your utility bill and gives you a clear plan you can actually follow.

Personalized payment amount based on your real income and expenses
Full budget breakdown covering rent, groceries, transport, and more
Flexible payment options to split your bill across 2, 3, or 4 payments
Instant results, completely free with no sign-up required
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BillMonkey™ Calculator
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Step 1 of 4
Your income & utility bill
$
Please enter your monthly income.
$
Please enter your utility bill amount.
Step 2 of 4
Core monthly expenses
$
$
$
Step 3 of 4
Other bills
$
$
Your results
Here's your plan
Installment options
Open full calculator ↗

Simple. Straightforward. All in one place.

Two things BillMonkey does really well for you.

All Your Bills in One Place

See all your utility bills together. Electric, gas, and water in one clear view so nothing gets missed.

Make Payments Directly

Pay your utility bills straight through BillMonkey. Simple, direct, and in one transaction.

Get paid faster. Reach more customers.

BillMonkey gives your customers a simple way to see their bills and make payments, reducing missed payments and disconnections for your company.

Bills Visible in One Place

Your customers can see what they owe clearly, making them more likely to pay on time.

Direct Payment Collection

Customers pay their bills through BillMonkey, getting you paid without friction.

Fewer Disconnections

When customers can see and pay bills easily, they stay current and you avoid costly disconnections.

Serving Underserved Communities

BillMonkey is built specifically for customers who have been left behind by traditional billing systems.

Why it matters
1 in 3
American households struggle to pay utility bills on time each year
$35B+
Lost annually by utility companies to late and missed payments
72%
Of customers say flexible payment plans would help them pay on time

Your bills. One place. Easy payments.

No more logging into multiple websites or guessing what you owe. BillMonkey keeps it simple.

Step 01

See all your bills

All your utility bills in one place. Electric, gas, water — see everything you owe at a glance.

Step 02

Know what you can pay

Use our free calculator to figure out the right amount to pay based on your income and expenses.

Step 03

Make your payment

Pay your utility bills directly through BillMonkey. Simple, fast, and all in one place.

The full BillMonkey experience is on its way.

We are building something bigger. The complete BillMonkey platform will give you full control of your utility bills in one place, on any device.

Full Bill Management

Manage all your utility accounts, track balances, and stay ahead of due dates in one dashboard.

Smart Reminders

Get notified before bills are due so you are never caught off guard or hit with a late fee.

Payment History

See every payment you have made, track your progress, and build a record you can rely on.

Coming to Android and iOS

Be the first to know when BillMonkey launches on mobile. Join the beta waitlist today.

Full app launching soon. Join the beta waitlist.